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Posted On: September 20, 2020
If you're looking for flood insurance information, Holt Flood Insurance can help. We have over 30 years of flood insurance experience and served thousands of customers. Our experts have answered several questions, such as the difference between flood insurance and regular home insurance. Do I need flood Insurance? How do I get flood insurance? And more.The difference between flood and regular insurance is flood insurance covers damages caused by weather. Home insurance covers damages due to accidental floodings, such as a leaking pipe or applia . . . [More]Posted On: September 20, 2020
If you're looking for flood insurance information, Holt Flood Insurance can help. We have over 30 years of flood insurance experience and served thousands of customers. Our experts have answered several questions, such as the difference between flood insurance and regular home insurance. Do I need flood Insurance? How do I get flood insurance? And more.The difference between flood and regular insurance is flood insurance covers damages caused by weather. Home insurance covers damages due to accidental floodings, such as a leaking pipe or applia . . . [More]Posted On: September 20, 2020
By searching flood plain maps by address, insurance companies can determine how much their customers will pay for flood insurance. The higher the risk, the more it will cost to insure the property. FEMA designs these maps with the help of communities that actively engage in flood risk management.Flood patterns can change at any time. That's why communities and FEMA need to work together to keep these maps updated. Not only will this information help insurance companies, but it also helps new homeowners when looking at properties. Properties loc . . . [More]Posted On: September 20, 2020
By searching flood plain maps by address, insurance companies can determine how much their customers will pay for flood insurance. The higher the risk, the more it will cost to insure the property. FEMA designs these maps with the help of communities that actively engage in flood risk management.Flood patterns can change at any time. That's why communities and FEMA need to work together to keep these maps updated. Not only will this information help insurance companies, but it also helps new homeowners when looking at properties. Properties loc . . . [More]Posted On: September 20, 2020
A home flood insurance quote will vary depending on the level of flood risk for the area, whether the homeowner purchases flood insurance privately or through the NFIP, and if they own the property or rent. Communities at low risk for flooding will pay less than those at a higher risk. Renters will pay less as they only require content insurance.With over 30 years of flood insurance experience, Holt Flood Insurance is here to help you with all your flood insurance needs. With thousands of customers served, there has never been a question that w . . . [More]Posted On: September 20, 2020
A home flood insurance quote will vary depending on the level of flood risk for the area, whether the homeowner purchases flood insurance privately or through the NFIP, and if they own the property or rent. Communities at low risk for flooding will pay less than those at a higher risk. Renters will pay less as they only require content insurance.With over 30 years of flood insurance experience, Holt Flood Insurance is here to help you with all your flood insurance needs. With thousands of customers served, there has never been a question that w . . . [More]Posted On: September 20, 2020
Using a flood zone search before you purchase a home can save money on flood insurance. The search will take you to a flood map that determines the flood risk level for certain areas. Areas that have a higher risk will end up paying more for their insurance than those living in lower-risk areas.Homeowners looking in high-risk areas must purchase flood insurance before a mortgage company gives them a loan. But even if you don't live in a high-risk area, you should buy flood insurance. Without it, you could end up spending thousands of dollars in . . . [More]Posted On: September 20, 2020
Using a flood zone search before you purchase a home can save money on flood insurance. The search will take you to a flood map that determines the flood risk level for certain areas. Areas that have a higher risk will end up paying more for their insurance than those living in lower-risk areas.Homeowners looking in high-risk areas must purchase flood insurance before a mortgage company gives them a loan. But even if you don't live in a high-risk area, you should buy flood insurance. Without it, you could end up spending thousands of dollars in . . . [More]Posted On: September 20, 2020
Flood risk home insurance is different than regular home insurance as it protects your property from damages caused by rising waters. Those who live in areas at high risk for floods need to purchase flood insurance before their mortgage company lends them money for their home. Those areas that are at high risk are marked with the letters A and V. Those areas at a lower risk for flooding aren't required to purchase flood insurance. Still, at Holt Flood Insurance, we highly recommend that everyone buys flood insurance as their regular property in . . . [More]Posted On: September 20, 2020
Flood risk home insurance is different than regular home insurance as it protects your property from damages caused by rising waters. Those who live in areas at high risk for floods need to purchase flood insurance before their mortgage company lends them money for their home. Those areas that are at high risk are marked with the letters A and V. Those areas at a lower risk for flooding aren't required to purchase flood insurance. Still, at Holt Flood Insurance, we highly recommend that everyone buys flood insurance as their regular property in . . . [More]Posted On: September 20, 2020
If you’re looking for help fixing your Payne furnace, look no further! Our comprehensive Payne furnace repair guide will explain common issues, provide troubleshooting tips, and show you how to read your model’s error codes.
CODE: RED LED1 ON
PROBLEM: Furnace is operating in emergency heat.
CODE: RED LED2 ON
PROBLEM: The microprocessor has malfunctioned.
CODE: YELLOW LED3 ON
PROBLEM: Furnace is operating in high heat.
CODE: GREEN LED4 ON
PROBLEM: Furnace is operating in low heat.
CODE: RED LED2 FLASHING
PROBLEM: Line voltage polarity is rev . . . [More]Posted On: September 20, 2020
If you’re looking for help fixing your Payne furnace, look no further! Our comprehensive Payne furnace repair guide will explain common issues, provide troubleshooting tips, and show you how to read your model’s error codes.
CODE: RED LED1 ON
PROBLEM: Furnace is operating in emergency heat.
CODE: RED LED2 ON
PROBLEM: The microprocessor has malfunctioned.
CODE: YELLOW LED3 ON
PROBLEM: Furnace is operating in high heat.
CODE: GREEN LED4 ON
PROBLEM: Furnace is operating in low heat.
CODE: RED LED2 FLASHING
PROBLEM: Line voltage polarity is rev . . . [More]Posted On: September 19, 2020
Homeowners' flood insurance is different from property insurance because it protects your home from water damage caused by flooding. Though in most cases, flood insurance is optional, at Holt Flood Insurance, we highly recommend purchasing it. Without it, you could be spending thousands of dollars on repairs should your home experience flooding.Finding flood insurance that will work for your family can be a challenge, but we can help with all your insurance questions at Holt Flood Insurance. With over 30 years of experience in the flood insuran . . . [More]Posted On: September 19, 2020
Homeowners' flood insurance is different from property insurance because it protects your home from water damage caused by flooding. Though in most cases, flood insurance is optional, at Holt Flood Insurance, we highly recommend purchasing it. Without it, you could be spending thousands of dollars on repairs should your home experience flooding.Finding flood insurance that will work for your family can be a challenge, but we can help with all your insurance questions at Holt Flood Insurance. With over 30 years of experience in the flood insuran . . . [More]Posted On: September 19, 2020
If you’re looking for help fixing your Luxaire furnace, look no further! Our comprehensive Luxaire furnace repair guide will explain common issues, provide troubleshooting tips, and show you how to read your model’s error codes.
CODE: Slow green or amber flash
PROBLEM: The furnace is operating normally (green) and there’s been a call for heat (amber).
CODE: Fast amber flash
PROBLEM: The flame sensor needs to be checked and maybe cleaned.
CODE: Red light on continuously
PROBLEM: The control board needs to be replaced.
CODE: 1 red flash
PRO . . . [More]Posted On: September 19, 2020
If you’re looking for help fixing your Luxaire furnace, look no further! Our comprehensive Luxaire furnace repair guide will explain common issues, provide troubleshooting tips, and show you how to read your model’s error codes.
CODE: Slow green or amber flash
PROBLEM: The furnace is operating normally (green) and there’s been a call for heat (amber).
CODE: Fast amber flash
PROBLEM: The flame sensor needs to be checked and maybe cleaned.
CODE: Red light on continuously
PROBLEM: The control board needs to be replaced.
CODE: 1 red flash
PRO . . . [More]basics of property flood insurance
Posted On: September 18, 2020
Property flood insurance is designed to protect property owners from financial losses due to flooding.Here are the basics you need to know:1. What It Covers Flood insurance policies generally cover: Building Property Coverage: This includes the structure of your home or building, including: Foundation, walls, and roof Electrical and plumbing systems Central air conditioning, furnaces, and water heaters Built-in appliances like refrigerators, stoves, and dishwashers Permanently installed carpeting over an unfinished floor Personal Property Cover . . . [More]basics of property flood insurance
Posted On: September 18, 2020
Property flood insurance is designed to protect property owners from financial losses due to flooding.Here are the basics you need to know:1. What It Covers Flood insurance policies generally cover: Building Property Coverage: This includes the structure of your home or building, including: Foundation, walls, and roof Electrical and plumbing systems Central air conditioning, furnaces, and water heaters Built-in appliances like refrigerators, stoves, and dishwashers Permanently installed carpeting over an unfinished floor Personal Property Cover . . . [More]Posted On: September 18, 2020
Climate change is affecting flood levels everywhere. Areas with a lower risk for flooding are starting to see flooding happen more often. While we can't change weather patterns, we can protect our properties from water damage by purchasing flood insurance, whether we buy it from the NFIP or a private insurance company.Flood insurance is available to everyone, whether you own your business, home or rent. And you don't have to live in a high flood-risk area either. At Holt Flood insurance, we advise everyone to purchase flood insurance. Without f . . . [More]Posted On: September 18, 2020
Climate change is affecting flood levels everywhere. Areas with a lower risk for flooding are starting to see flooding happen more often. While we can't change weather patterns, we can protect our properties from water damage by purchasing flood insurance, whether we buy it from the NFIP or a private insurance company.Flood insurance is available to everyone, whether you own your business, home or rent. And you don't have to live in a high flood-risk area either. At Holt Flood insurance, we advise everyone to purchase flood insurance. Without f . . . [More]