flood zone x

If your property is marked flood zone X on the flood map, your area is at a low to moderate risk for flooding. So, what does that mean in terms of flood insurance? Those who own homes or businesses in these areas will pay less for flood insurance than those in the higher-risk areas.Understanding flood insurance can be complicated, and you may have many questions before making this purchase. At Holt Flood Insurance, we are here to help answer any of your concerns. With over 30 years of flood insurance experience and thousands of customers served . . . [More]

flood zone x

If your property is marked flood zone X on the flood map, your area is at a low to moderate risk for flooding. So, what does that mean in terms of flood insurance? Those who own homes or businesses in these areas will pay less for flood insurance than those in the higher-risk areas.Understanding flood insurance can be complicated, and you may have many questions before making this purchase. At Holt Flood Insurance, we are here to help answer any of your concerns. With over 30 years of flood insurance experience and thousands of customers served . . . [More]

Warning Signs of a Coming Flood

With climate change, we are starting to see an increase in active and severe weather, which leads to larger amounts of rainfall. An increase in rainfall means an increase in flood risks.Flooding can happen at any time and anywhere, not just in the higher risk areas. The best way to protect our properties from repair costs due to water damage is with flood insurance. But there are other ways as well, and one of these ways is to know the warning signs of a flood before they happen so we can prepare our properties for a potential flood.So how do w . . . [More]

Warning Signs of a Coming Flood

With climate change, we are starting to see an increase in active and severe weather, which leads to larger amounts of rainfall. An increase in rainfall means an increase in flood risks.Flooding can happen at any time and anywhere, not just in the higher risk areas. The best way to protect our properties from repair costs due to water damage is with flood insurance. But there are other ways as well, and one of these ways is to know the warning signs of a flood before they happen so we can prepare our properties for a potential flood.So how do w . . . [More]

What is Parallax Effect? Why & How to Use it for WordPress

Parallax effect is an extremely popular design feature that is commonly used on WordPress websites. This special effect has featured in the gaming world for years but has more recently crossed over into web design. And so far this major trend doesn’t seem to be going anywhere, if anything it is being more widely used […] The post What is Parallax Effect? Why & How to Use it for WordPress appeared first on WPExplorer. Re Posted From: What is Parallax Effect? Why & How to Use it for WordPressWPExplorer Blog . . . [More]

What is Parallax Effect? Why & How to Use it for WordPress

Parallax effect is an extremely popular design feature that is commonly used on WordPress websites. This special effect has featured in the gaming world for years but has more recently crossed over into web design. And so far this major trend doesn’t seem to be going anywhere, if anything it is being more widely used […] The post What is Parallax Effect? Why & How to Use it for WordPress appeared first on WPExplorer. Re Posted From: What is Parallax Effect? Why & How to Use it for WordPressWPExplorer Blog . . . [More]

How expensive is flood insurance

As an insurance company, how expensive is flood insurance? This is one of our clients' many questions, especially if they are new to flood insurance. And the answer always depends on where they live and the type of coverage they require. Those who live in higher-risk areas will pay more for flood insurance than those with low to moderate risk.The other factors that determine the cost are owning vs renting. Property owners need building and content insurance, whereas renters only require content insurance. Where you purchase your flood insurance . . . [More]

How expensive is flood insurance

As an insurance company, how expensive is flood insurance? This is one of our clients' many questions, especially if they are new to flood insurance. And the answer always depends on where they live and the type of coverage they require. Those who live in higher-risk areas will pay more for flood insurance than those with low to moderate risk.The other factors that determine the cost are owning vs renting. Property owners need building and content insurance, whereas renters only require content insurance. Where you purchase your flood insurance . . . [More]

Stopping Cross-Contamination in the Refrigerator

Storing your food properly is essential for food safety, especially if you’re in the restaurant business. Learn how you can prevent cross-contamination inside your refrigerator.What is Cross-Contamination?Cross-contamination is when food becomes contaminated with any harmful agents or substances. One example of this is when dangerous bacteria spreads to other foods or surfaces. It’s really easy for cross-contamination to occur without you realizing it, especially in a commercial kitchen. Consuming contaminated food is a serious health risk, . . . [More]

Stopping Cross-Contamination in the Refrigerator

Storing your food properly is essential for food safety, especially if you’re in the restaurant business. Learn how you can prevent cross-contamination inside your refrigerator.What is Cross-Contamination?Cross-contamination is when food becomes contaminated with any harmful agents or substances. One example of this is when dangerous bacteria spreads to other foods or surfaces. It’s really easy for cross-contamination to occur without you realizing it, especially in a commercial kitchen. Consuming contaminated food is a serious health risk, . . . [More]

flood coverage options

Flood coverage can be crucial for protecting your property against water damage from floods.Here are some common flood coverage options: National Flood Insurance Program (NFIP): Managed by the Federal Emergency Management Agency (FEMA).Available to property owners in participating communities.Offers coverage for buildings and contents.Has limits: $250,000 for building property and $100,000 for personal property for residential structures.Private Flood Insurance: Offered by private insurers.Often provides higher coverage limits than NFIP.Can inc . . . [More]

flood coverage options

Flood coverage can be crucial for protecting your property against water damage from floods.Here are some common flood coverage options: National Flood Insurance Program (NFIP): Managed by the Federal Emergency Management Agency (FEMA).Available to property owners in participating communities.Offers coverage for buildings and contents.Has limits: $250,000 for building property and $100,000 for personal property for residential structures.Private Flood Insurance: Offered by private insurers.Often provides higher coverage limits than NFIP.Can inc . . . [More]

flood determination

How flood determination levels play a part in flood insurance prices is a frequent question we answer. Along with how much will I pay for flood insurance? Do flood insurance levels matter? While differently worded, the answer is the same. The higher your flood risk, the more you will pay for flood insurance. Insurance companies use flood maps to determine flood insurance costs. The letters A and V represent high-risk areas on the flood map. Where low to moderate risk is letters B, C and X. Where you decide to purchase your flood insurance is an . . . [More]

flood determination

How flood determination levels play a part in flood insurance prices is a frequent question we answer. Along with how much will I pay for flood insurance? Do flood insurance levels matter? While differently worded, the answer is the same. The higher your flood risk, the more you will pay for flood insurance. Insurance companies use flood maps to determine flood insurance costs. The letters A and V represent high-risk areas on the flood map. Where low to moderate risk is letters B, C and X. Where you decide to purchase your flood insurance is an . . . [More]

Flood insurance deductible options

Flood insurance deductible options are as follows. You can choose a higher deductible to lower the overall cost of flood insurance or a lower deductible which can be costly. Both the NFIP and private insurance companies offer these types of deductibles. Deductibles through the NFIP may be eligible for a discount.While flood coverage through the NFIP is less expensive, your options may be limited if your area is at low risk for flooding. With flood insurance through the NFIP, you can receive a 2.5% discount by increasing your building deductible . . . [More]

Flood insurance deductible options

Flood insurance deductible options are as follows. You can choose a higher deductible to lower the overall cost of flood insurance or a lower deductible which can be costly. Both the NFIP and private insurance companies offer these types of deductibles. Deductibles through the NFIP may be eligible for a discount.While flood coverage through the NFIP is less expensive, your options may be limited if your area is at low risk for flooding. With flood insurance through the NFIP, you can receive a 2.5% discount by increasing your building deductible . . . [More]

flood insurance processing center

The flood insurance processing center is where your flood claims are analyzed. Here the insurance company can either accept or deny your flood insurance claim. Applications for flood insurance will also go to the center for processing. Unless you need flood insurance to purchase a home in a high-risk area, applications can take 30 days to process.Floods can happen anywhere, regardless of the flood risk level. The best way to protect your property and belongings is by purchasing flood insurance. You can buy flood insurance through the federally . . . [More]

flood insurance processing center

The flood insurance processing center is where your flood claims are analyzed. Here the insurance company can either accept or deny your flood insurance claim. Applications for flood insurance will also go to the center for processing. Unless you need flood insurance to purchase a home in a high-risk area, applications can take 30 days to process.Floods can happen anywhere, regardless of the flood risk level. The best way to protect your property and belongings is by purchasing flood insurance. You can buy flood insurance through the federally . . . [More]

private flood insurance companies

Flood insurance through private flood insurance companies is different than insurance through the NFIP. For a while, property owners and renters could only purchase insurance through the NFIP. But once insurance companies started selling flood insurance, everything changed, and buyers had more options when it came to protecting their homes and businesses.With over 30 years of flood insurance experience, Holt Flood Insurance can help you with your flood insurance needs. If you're new to flood insurance, we will help answer any flood-related ques . . . [More]

private flood insurance companies

Flood insurance through private flood insurance companies is different than insurance through the NFIP. For a while, property owners and renters could only purchase insurance through the NFIP. But once insurance companies started selling flood insurance, everything changed, and buyers had more options when it came to protecting their homes and businesses.With over 30 years of flood insurance experience, Holt Flood Insurance can help you with your flood insurance needs. If you're new to flood insurance, we will help answer any flood-related ques . . . [More]